Condo for sale at 708-321 Spruce Street, Waterloo, Ontario, N2L 0G4 - MLS: X12340486

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708-321 Spruce Street

Waterloo, Ontario, N2L 0G4 -

$359,900

Neighbourhood
Major Intersection

Columbia St W / Hickory St W

Listed Since: 2 day(s)
Last update: 1 day(s) ago

Overview

Property Type

Condo Apt, Multi-Level
Bedrooms

1
Bathrooms

2
Square Feet

700-799
Exposure

North
Total Parking

n/a
Maintenance

$546
Taxes

$3,538.00 (2025)
Balcony

None

Property Description

Property description for 708-321 Spruce Street, Waterloo

Urban Loft-Style Living in the Heart of Waterloo - Step into 321 Spruce and experience the perfect blend of modern design and unbeatable location. This two-level, 1-bedroom + den (or second bedroom), 2-bath condo delivers the style, space, and flexibility todays buyers crave. Soaring windows flood the open-concept main floor with natural light, creating a bright, energizing space that's perfect for both work and play. The sleek kitchen with stainless steel appliances keeps things effortlessly functional, while the airy living area sets the stage for hosting friends or unwinding after class or work. Upstairs, the loft-style primary bedroom and versatile second bedroom/den offer privacy without sacrificing the open, modern feel. A full bathroom upstairs and another on the main level add convenience for busy lifestyles. Located steps from both the University of Waterloo and Wilfrid Laurier University, this home is surrounded by cafés, restaurants, parks, and transit making it ideal for students, faculty, and professionals alike. Whether you're seeking your own urban retreat or a strong investment in a high-demand rental market, this condo delivers location, lifestyle, and lasting value. Highlights: *2-level floorplan with bedrooms upstairs for added privacy *1 bedroom + den/2nd bedroom *2 bathrooms *Soaring windows for abundant natural light *open style Modern kitchen *Steps to University of Waterloo & Wilfrid Laurier University *Surrounded by dining, cafés, parks, and transit *Strong rental potential in a sought-after area | this could be perfect for students, faculty, or investors, live or rent in one of Waterloo's most in-demand locations

Listed by RE/MAX REAL ESTATE CENTRE INC.

Property details

MLS #

X12340486
Sq. Ft

700-799
Sq. Ft. Source

MLS
Year Built

6-10
Basement

None
View

n/a
Garage

Other
Parking Type

None
Locker

None
Pets Permitted

Restrict
Exterior

Brick
Fireplace

N
Security

n/a
Elevator

Y
Laundry Level

n/a
Building Amenities

Elevator,Other
Maintenance Fee Includes

Cable
Property Management

Self Managed
Heat

Forced Air
A/C

Central Air
Water

n/a
Water Supply

n/a
Central Vac

N
Cert Level

n/a
Energy Cert

n/a

MLS #

X12340486
Sq. Ft

700-799
Sq. Ft. Source

MLS
Year Built

6-10
Basement

None
View

n/a
Garage

Other
Parking Type

None
Locker

None
Pets Permitted

Restrict
Exterior

Brick
Fireplace

N
Security

n/a
Elevator

Y
Laundry Level

n/a
Building Amenities

Elevator,Other
Maintenance Fee Includes

Cable
Property Management

Self Managed
Heat

Forced Air
A/C

Central Air
Water

n/a
Water Supply

n/a
Central Vac

N
Cert Level

n/a
Energy Cert

n/a

Dining

2.69 x 2.62 ft Main level
Kitchen

2.97 x 1.52 ft Main level
Living

4.27 x 3.33 ft Main level
Primary

3.28 x 3.2 ft 2nd level
Den

3.38 x 1.96 ft 2nd level

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Property History

Property history for 708-321 Spruce Street, Waterloo

This property has been sold 6 times before. Create your free account to explore sold prices, detailed property history, and more insider data.

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Neighbourhood Amenities & Points of Interest

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Local Real Estate Price Trends for Condo Apt in Waterloo

Active listings

236

Average Selling Price of a Condo Apt

July 2025

$439,296

Last 3 Months

$454,753

Last 12 Months

$465,910

July 2024

$521,913

Last 3 Months LY

$519,579

Last 12 Months LY

$506,495

Change

-16%

Change

-12%

Change

-8%

Historical Average Selling Price of a Condo Apt in

Average Selling Price

3 years ago

$579,397

Average Selling Price

5 years ago

$361,093

Average Selling Price

10 years ago

$226,500

Change

-24%

Change

22%

Change

94%

How many days Condo Apt takes to sell (DOM)

July 2025

Last 3 Months

Last 12 Months

July 2024

Last 3 Months LY

Last 12 Months LY

Change

45%

Change

33%

Change

35%

Average Selling price

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First time home buyer

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Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.